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Verified Insurance Professional

David Germain

Tax Free, Living Benefits And Retirement Specialist

Empowering Your Financial Future

Tailored Solutions for Protection and Retirement Planning

David Germain portrait
Agency
FFL National
Profile Status
Active Public Profile
National Producer #
19857348
Resident State
NY
License Files
No documents published
Conversation First Start with your situation and goals
Clear Next Steps Understand the process before deciding
More Choices Compare options from multiple carriers

About David

Coverage should fit your life—not the other way around.


My mother passed away from breast cancer March 5, 2011 and my father who was a Vietnam War veteran passed away October 30, 2022. I personally know the pain, financial stress, and heartache it causes families to have when the breadwinner of the family gets either sick in the hospital or passes away. Because of this first hand knowledge I didn’t want families to go through what I went through. If it wasn’t for Life Insurance my family would of lost all of the properties to Foreclosure and the hard earned sacrifices my family worked so hard to build to leave generational wealth would of vanished.

  We are a faith based, mission driven company whose focus goes well beyond just selling life insurance. We break generational financial curses, keep families together so they don’t fight over assets left behind. We provide “LIFE” insurance that you can use while you are LIVING in the event you get sick called “LIVING BENEFITS” which I wish someone would of told my mother about when getting life insurance. You can also “Become Your Own Bank” with Life Insurance and set up tax free retirements.

   I was a former High School teacher and PSAL Championship basketball coach for 15 years in Brooklyn, NYC before getting my Real Estate Brokers License in 2013 until present. I have a 10 year old son and recently relocated to Connecticut. I have sold many homes in my real estate career and realized that many families sold their homes because they didn’t have the proper life insurance plan in place or was underinsured to prevent their homes from being sold which caused families to grow apart or fight over the home.

   Let’s get together and put a life plan in place for you that will protect, prosper, and prepare you for the future!

   “You know, a man’s life is the most precious thing in the world, isn’t it? So isn’t it odd that a man will insure EVERYTHING but his own life?”  

Why Work With David

A simpler path from questions to confident coverage.

  1. Start With Your Situation

    Your family, budget, health, and goals come before a product recommendation.

  2. Compare Real Options

    Multi-carrier access creates room to find a fit instead of forcing a single solution.

  3. Choose The Best Option

    Choose the option that best fits your budget.

Insurance Carriers

Carrier availability varies by state, product, and underwriting fit.

  • Americo logo
  • National Life Group logo
  • Mutual Of Omaha logo
  • Ethos logo
  • Aetna logo
  • AFLAC logo
  • Athene logo
  • North American logo
  • Royal Neighbors logo
  • TransAmerica logo
  • Liberty Bankers logo
  • United Home Life logo
  • AIG logo
  • American-Amicable logo
  • American National logo
  • Assurant logo
  • Columbus Life logo
  • Fg Annuities Life logo
  • Foresters Financial logo
  • Global Atlantic logo
  • Lincoln Financial logo
  • Nassau logo

Licenses & Credentials

Review the state license documents this agent has chosen to publish.

No documents published

Start a Conversation

Tell David what you want to protect.

No-pressure guidance starts with a few details and a direct conversation.