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Health coverage

Find health coverage that fits your family and budget.

Compare individual and family health plans across carriers instead of guessing at one company's quote — including options built for 1099 workers and small-business owners.

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  • Individual and family plans
  • Self-employed friendly
  • Budget-first comparison
Information focus
Health Insurance
Published by
Michael Pfeil
Request path
Direct to the agent
Profile status
Active Public Profile

A clear path forward

How It Works

Start with your situation, review relevant options, and decide what fits.

  1. 01

    Review your situation

    Household size, income, doctors, and prescriptions set the target.

  2. 02

    Compare plan options

    Look across carriers, networks, and out-of-pocket costs.

  3. 03

    Enroll with confidence

    Pick the plan that fits and get covered without surprises.

Product education

Why This Coverage Matters

Medical coverage for individuals, families, and the self-employed.

Ask Michael Pfeil About This Coverage

  • Individual and family plans

    Coverage options for households, not just employees.

  • Self-employed friendly

    Plans designed for 1099 workers and small-business owners.

  • Budget-first comparison

    Weigh premiums, deductibles, and networks side by side.

  • Doctor and prescription fit

    Check networks against the doctors and medications you already use.

  • Year-round guidance

    Know your options at enrollment and after life changes.

Know before you apply

Common Questions

Get plain-language context before discussing your individual situation.

Can I enroll outside open enrollment?
Often yes. Qualifying life events like a move, marriage, a new child, or losing coverage can open a special enrollment window.
What if I'm self-employed?
Individual and family plans are built for exactly that. Your agent can compare options that don't depend on an employer.
Will my doctors be covered?
Networks vary by plan. Reviewing your doctors and prescriptions first is part of choosing the right fit.
What's the real cost of a plan?
More than the premium — deductibles, copays, coinsurance, and the out-of-pocket maximum together decide what a bad year costs you.

Direct agent request

Request a Health Insurance Quote

Share a few details and your request will go directly to Michael Pfeil.

  • Private request
  • Direct to agent
  • No obligation
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