Verified Insurance Professional
Ricardo Collins
Broker
Protect what matters. Build what's next. Build a legacy.
- Agency
- Optimum Financial Solutions
- Profile Status
- Active Public Profile
- National Producer #
- 19921687
- Resident State
- AR
- License Files
- View License Documents
About Ricardo
Coverage should fit your life—not the other way around.
I'm committed to helping families protect the ones they love, and their financial future, by making sense of the insurance industry. Honest answers, plain English, and no pressure. Just a clear path to protecting what matters most! If you're ready to explore options that fit your needs, let's connect.
Why Work With Ricardo
A simpler path from questions to confident coverage.
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Start With Your Situation
Your family, budget, health, and goals come before a product recommendation.
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Compare Real Options
Multi-carrier access creates room to find a fit instead of forcing a single solution.
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Choose The Best Option
Choose the option that best fits your budget.
Insurance Services
Coverage for the moments that shape a family's future.
Each service opens into a focused educational page with plain-language explanations, selection guidance, and answers to common questions.
Life Insurance
Continued protection for the people who depend on you.
Final Expense
Covers funeral, burial, and end-of-life costs.
Mortgage Protection
Keeps your family in their home if the unexpected happens.
Tax-Free Retirement
Cash-value life insurance as a retirement supplement.
Secure Retirement
Guaranteed-income retirement planning.
Annuities
Turn savings into dependable retirement income.
Insurance Carriers
Carrier availability varies by state, product, and underwriting fit.
Licenses & Credentials
Review the state license documents this agent has chosen to publish.
Start a Conversation
Tell Ricardo what you want to protect.
No-pressure guidance starts with a few details and a direct conversation.
- Phone
- (479) 567-9080
- rickyccollins@gmail.com
- Location
- AR 72801