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Verified Insurance Professional

Timothy Pernama

Financial Professional

Protect what matters. Build what's next. Leave a legacy.

Timothy Pernama portrait
Agency
Grand Capital Financial
Profile Status
Active Public Profile
National Producer #
22054651
Resident State
CA
License Files
View License Documents
Conversation First Start with your situation and goals
Clear Next Steps Understand the process before deciding
More Choices Compare options from multiple carriers

About Timothy

Coverage should fit your life—not the other way around.

Timothy is a graduate of California State University, Fullerton, where he earned his degree in Accounting with a minor in Finance. Since entering the financial services industry, he has dedicated his career to helping families protect their financial futures and prepare for the years ahead. His experience includes assisting families with retirement planning, mortgage protection, and final expense coverage, with a focus on finding solutions tailored to each family’s individual needs and long-term goals.

Why Work With Timothy

A simpler path from questions to confident coverage.

  1. Start With Your Situation

    Your family, budget, health, and goals come before a product recommendation.

  2. Compare Real Options

    Multi-carrier access creates room to find a fit instead of forcing a single solution.

  3. Choose The Best Option

    Choose the option that best fits your budget.

Insurance Services

Coverage for the moments that shape a family's future.

Each service opens into a focused educational page with plain-language explanations, selection guidance, and answers to common questions.

Insurance Carriers

Carrier availability varies by state, product, and underwriting fit.

  • Americo logo
  • National Life Group logo
  • Mutual Of Omaha logo
  • Ethos logo
  • Aetna logo
  • AFLAC logo
  • Athene logo
  • North American logo
  • Royal Neighbors logo
  • TransAmerica logo
  • Liberty Bankers logo
  • United Home Life logo
  • AIG logo
  • American-Amicable logo
  • American National logo
  • Assurant logo
  • Columbus Life logo
  • Fg Annuities Life logo
  • Foresters Financial logo
  • Global Atlantic logo
  • Lincoln Financial logo
  • Nassau logo

Licenses & Credentials

Review the state license documents this agent has chosen to publish.

License Open in new tab

Start a Conversation

Tell Timothy what you want to protect.

No-pressure guidance starts with a few details and a direct conversation.

Location
CA 91709-1365